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October New Rules: New Financial Rules Coming in October

1. Credit and Debit Card Freedom
Starting October 1, 2023, customers can choose their card’s network provider when getting new credit or debit cards. This means more options and freedom for customers.

2. Special Fixed Deposits Offers

  • Indian Bank’s ‘Ind Super 400’ and ‘Ind Supreme 300 Days’
    Indian Bank is offering special FDs with high interest rates, extended until October 31, 2023. A good opportunity for secure investments.
  • IDBI Bank’s ‘Amrit Mahotsav’ Scheme
    IDBI Bank offers higher interest rates on this 375 and 444 days special FD scheme. Hurry, as it expires on October 31, 2023.

3. Changes in TCS Rules

Starting October 1, there will be changes in TCS rules. Spending more than Rs 7 lakh on foreign travel, investments, or cryptocurrency during the financial year will incur a TCS of up to 20 percent.

4. SBI’s Special FD Scheme for Senior Citizens

SBI has introduced a special FD scheme for senior citizens for a tenure of 5 to 10 years. The scheme is set to expire on September 30. Act now, as the bank’s future plans for this scheme are uncertain.

5. LIC Policy Renewal Opportunity

If you have lapsed LIC insurance policies, seize the opportunity! LIC has a special renewal campaign between September 1 and October 31, 2023. Renew your lapsed policy by paying a penalty during this period. Don’t miss out on this chance.

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