The LIC Bima Sakhi Yojana 2025 is a government-linked initiative launched to empower women economically and provide them with a sustainable source of income. Under this scheme, eligible women receive structured training and financial support over three years, enabling them to become LIC insurance agents — popularly known as Bima Sakhis — and build a rewarding career in the insurance sector.
This article covers everything you need to know: overview, objective, benefits, eligibility criteria, documents required, application process, stipend details, and key advantages of the LIC Bima Sakhi Yojana 2025.
🔎 What is LIC Bima Sakhi Yojana 2025?
The LIC Bima Sakhi Yojana 2025 is a special opportunity introduced in December 2024 with the aim of transforming the lives of women — especially in rural and semi-urban areas — by giving them a platform to earn, learn, and grow professionally. Through this programme, selected women are trained and supported to work as LIC agents, helping expand insurance awareness while earning a monthly stipend.
🎯 Key Objectives of the Scheme
The primary goals of the LIC Bima Sakhi Yojana include:
✅ Empowering women financially
✅ Providing employment opportunities in the insurance sector
✅ Encouraging women to become self-reliant agents
✅ Expanding insurance awareness in underserved areas
This initiative not only generates income for women but also helps strengthen financial inclusion across communities.
📊 Monthly Support and Financial Benefits
One of the most attractive features of this scheme is the monthly stipend provided during the initial three years:YearMonthly StipendConditions1st Year₹7,000No retention condition2nd Year₹6,000Must maintain ≥65% active policies from Year 13rd Year₹5,000Must maintain ≥65% active policies from Year 2
In addition to this fixed stipend, Bima Sakhis can earn commission on policies sold, potentially increasing their total earnings significantly.
✅ Eligibility Criteria
To apply for the LIC Bima Sakhi Yojana 2025, applicants must meet the following basic requirements:
✔️ Gender: Female (only women are eligible)
✔️ Age: Between 18 and 70 years
✔️ Education: Minimum qualification of 10th standard pass
✔️ Citizenship: Must be an Indian resident
✔️ Location: Priority given to women from rural and semi-urban areas
✔️ Not previously LIC agent or relative of existing LIC agent/employee (as per broader external eligibility norms)
📋 Documents Required
Before applying, keep the following documents ready:
📌 Aadhaar Card (Proof of Identity)
📌 PAN Card
📌 Educational Qualification Certificate (10th Pass)
📌 Bank Account Details
📌 Passport-size Photograph
📌 Active Email ID and Mobile Number
📝 How to Apply Online
Applying for the LIC Bima Sakhi Yojana is a simple online process. Follow these steps:
- Visit the official LIC India website.
- Look for the “Bima Sakhi Yojana – Apply Now” option.
- Fill in your personal details: name, date of birth, address, contact number, etc.
- Upload all the required documents.
- Review your application thoroughly.
- Submit the application form.
- Download and save your application confirmation for future reference.
Note: The official application deadline is subject to updates by LIC authorities — be sure to check the website regularly for the latest information.
📈 Major Benefits of the Scheme
1. Steady Monthly Support:
Women receive financial backing of up to ₹7,000 per month during the first year, reducing slightly in the subsequent years.
2. Gain Professional Training:
Free training prepares participants to handle insurance products, client communication, and sales.
3. Commission Earnings:
Beyond the stipend, women earn commission on every policy they successfully sell — offering a real opportunity for income growth.
4. Flexible Career with Community Impact:
Bima Sakhis can manage work on their own schedule while raising awareness about insurance in their communities.
5. Boost in Social Recognition:
Serving as an LIC agent gives women a respected professional identity, improving status within their families and neighborhoods.
📞 Additional Support & Help
If you need help during the application process or have questions, you can reach LIC’s helpline:
📞 Customer Care: +91-22-68276827 (or check LIC India website for latest support numbers.
Frequently Asked Questions (FAQs)
Q. Who can apply for LIC Bima Sakhi Yojana 2025?
Only Indian women aged 18-70 years with minimum 10th pass qualification are eligible.
Q. How much stipend will I get each month?
You can receive up to ₹7,000/month in the first year, ₹6,000/month in the second year, and ₹5,000/month in the third year, given performance conditions.
Q. Can I earn more than the stipend?
Yes — Bima Sakhis also earn commissions on policies sold.
Q. What is the application process?
The entire process is online via the LIC official website.
